Arguing about money? A finance expert says these 5 common mistakes could ruin your relationship

We learn about money in school, but not about how to talk about it — and yet, it’s one of the of biggest reasons why people argue in relationships.

One dynamic we often see in relationships is when one person is a spender, and the other is a saver. The spender might have years’ worth of credit card debt or student loans, while the saver might have good credit and minimal or no debt. When two people have opposing views on finances, it can easily lead to conflict.

The first (and most crucial) step to avoiding a relationship disaster is to simply talk about it. When that moment comes, make sure you avoid these five common mistakes:

1. Bad timing

Timing is everything. If one partner seems particularly stressed after work, it might not be the right time to bombard them with bills and deadlines. Finding the right time is crucial to have the most productive conversation. You know your partner better than anyone, so pick a time when you know they’ll be the most receptive. This will make the discussion more productive.

2. Talking about the wrong things

When couples argue over finances, it’s typically because of what hasn’tbeen discussed — plans that were not communicated, expectations that were not explained and assumptions that went unspoken. Simply addressing your concerns can prevent a lot of these arguments. While you might touch on some uncomfortable topics, it’ll hopefully lead to a deep and fruitful conversation about things like your hopes for the future, retirement goals, worries, dream splurges, and so on.

Self-made millionaire Ramit Sethi: Here's why you should spend a lot of money on your wedding

Self-made millionaire Ramit Sethi: Here’s why you should spend a lot of money on your wedding

3. Hiding and lying about money

According to a recent GOBankingRates survey, about a quarter of Americans lie to their partner about their finances. Needless to say, this can be a major source of contention. Whether it’s about your income, spending habits, credit score or income, when you lie to your partner, you’re also lying to yourself. The saying “what you don’t know can’t hurt you” doesn’t apply to a healthy financial relationship. Being honest with yourself and your partner is one of the easiest ways to avoid arguments and hurting each other’s feelings.

4. Being a crappy listener

What’s the point of having a conversation if you’re both distracted and constantly interrupting each other? Instead of making your partner feel defensive or argumentative, let them know you’re completely present. Make eye contact and put the phones away. Another tip is to repeat back what you heard to your partner from time to time. It shows that you’re paying attention and ensures that you understood them correctly.

5. Having a closed mind

We all value money differently. What one person considers a bargain, the other might call expensive. The goal isn’t to judge your partner’s actions and behaviors, it’s to have a clearer understanding of where they’re coming from. A discussion about money is a discussion about values. When you know what your partner values, you can be a bit more compassionate about their decisions. And sometimes, you can simply agree to disagree.


Black Mirror Season 5 Delayed Because of Bandersnatch

Black Mirror Season 5 Delayed Because of Bandersnatch

The buzz created by Black Mirror’s year-end special episode, Bandersnatch was huge. The ability to choose the fate of the protagonist ‘Stefan’, by making active decisions throughout the episode was quite groundbreaking for a mainstream TV show. But it seems like that was just a one-off, since the season 5 of Black Mirror is no where close to release. The funny part is that Bandersnatch is to blame for this. Moreover the series seems to be headed in a more optimistic direction in the coming season.

According to The Hollywood Reporter, the series executive producer and co-creator Annabel Jones has confirmed that the ‘enormous’ effort and creative time that went into the production of Bandersnatch ended up pushing back the fifth season of Black Mirror.

No confirmation has been given by either Black Mirror’s producers or Netflix about when exactly in 2019 we’ll get to see the next season of the series. In the past the series has been released close to a year apart with Season 3 releasing in October 2016 and Season 4 in December 2017. Though Bandersnatch does follow this timeline, it’s uncertain how long we’ll have to wait for the rest of the season. It’s also unclear how many episodes will be there in the coming season, since Black Mirror had moved from a 3-episode season to a 6-episode season in 2017.

  • You Can Play Bandersnatch Game ‘Nohzdyve’, With a Bit of Work

Moreover, when Black Mirror returns it may have a bit of a change in attitude. New York Times quoted series co-producer Charlie Brooker admitting “We’re doing more optimistic episodes and stories, rather than just dystopian and negative ones,”. Considering the paranoia around technology these days, this may just be refreshing.

It’s also worth noting that though Bandersnatch has implemented interactivity extremely well, it was not the first Netflix show to do so. That would be ‘Puss in Book: Trapped in an Epic Tale’.